3856 TERRACE ST Philadelphia, PA 19128

Ideal for an owner-occupant seeking flexible living with additional income, this beautifully maintained home sits on a quiet block in the sought-after Roxborough-Manayunk neighborhood. The property is thoughtfully configured to allow comfortable single-family living while offering the benefit of rental income from a separate lower-level living space.

The main living area, located in the spacious upper portion of the home, features 3 bedrooms and 2 full baths and is completely move-in ready with recent renovations throughout. Highlights include a brand-new kitchen with granite countertops and stainless steel appliances, luxury vinyl plank flooring, and upgraded bathrooms with high-end finishes. A bonus loft space provides added versatility and includes a full-size in-unit washer and dryer.

The lower-level unit offers 2 bedrooms and 1 bathroom, a large kitchen with granite countertops, dining space, and a built-in breakfast bar, along with direct access to a private backyard with deck/patio - perfect for outdoor enjoyment. This space is currently occupied, providing immediate supplemental income.

Both living areas are well equipped with dishwashers, built-in microwaves, and in-unit laundry. With easy access to Center City and close proximity to neighborhood shops, dining, and outdoor amenities, this home offers a rare opportunity to enjoy the comforts of a single-family lifestyle while offsetting monthly expenses in one of Philadelphia's most desirable neighborhoods.